Construction Loan Solutions – Alpha Guaranty Trust Bank

At Alpha Guaranty Trust Bank, we believe your vision deserves strong financial backing. That’s why we offer a full suite of flexible construction loan options — designed to turn your residential, commercial, or business projects into reality.

Personal Construction Loans

Building your dream home or planning a major renovation? We provide tailored financing solutions that cover a percentage of construction costs, including part of the land acquisition. Our construction loans are structured as draw-down lines of credit, with funds released as each stage of work is completed. During construction, payments are interest-only, giving you flexibility while you build. Pre-approval for long-term financing is required and can be arranged directly through us for a seamless transition once your project is complete.

Business Construction Loans

Expanding your business footprint? Whether you’re constructing a brand-new facility, remodeling an existing location, or adding another branch, Alpha Guaranty Trust Bank has you covered. Our lending experts specialize in owner-occupied buildings and business expansions, ensuring your financing is structured to support growth with confidence.

Commercial Development Loans

From office complexes and retail centers to warehouses, apartment buildings, or condominiums, we provide competitive financing for income-generating properties. Our commercial development loans are designed to keep large-scale projects moving forward efficiently, backed by the strength and reliability of Alpha Guaranty Trust Bank.

Residential Construction Loans

For developers and builders, we offer financing for speculative or pre-sold residential projects, including 1–4 family homes. With competitive rates and personalized support from our dedicated relationship managers, you’ll have a trusted partner from foundation to finish.