At Alpha Guaranty Trust Bank, we believe owning a home should feel achievable, not overwhelming. With the right financial partner by your side, turning the key to your first home, dream property, or even making improvements to your current house becomes possible. We provide a wide range of flexible mortgage and loan options with competitive rates, designed to match your unique financial journey.

Every client’s situation is different, and that’s why we work closely with you to explore creative solutions — whether you’re purchasing your first home, upgrading to your forever home, investing in a holiday property, or renovating to add more comfort and value.

Our Mortgage Solutions

• Conventional Mortgage Loans

• Jumbo Loans

• Adjustable Rate Mortgages (ARMs)

• Construction & Permanent Loans

• FHA, VA, and USDA Loans

• Affordable Home Loan Programs

• Mortgage Refinancing

Refinancing with Alpha Guaranty Trust Bank

Thinking about refinancing your mortgage? It may be the right move if you want to reduce monthly payments, free up extra cash flow, access your home’s equity, or consolidate debt into one manageable payment.

Refinancing simply means replacing your current mortgage with a new one — ideally at terms that better suit your goals. Since refinancing comes with its own costs, our team will guide you through the process and help you carefully weigh the numbers to ensure it’s the right decision for your financial future.

At Alpha Guaranty Trust Bank, our goal is simple: to help you secure the keys to your present dreams and tomorrow’s possibilities.