Home Equity Loans & Credit Lines

At Alpha Guaranty Trust Bank, we help you unlock the value of your home with flexible borrowing options designed around your financial needs. Whether you’re planning a major project, consolidating debt, or covering unexpected expenses, our Home Equity Loans and Lines of Credit put the power of your home’s value to work for you.

Home Equity Loans

• Lower interest rates compared to most personal loans or credit cards

• Fixed rates locked in at the time of application, giving you stability and peace of mind

• Loan amounts from £10,000 to £500,000+ depending on your home’s value and eligibility

• Flexible repayment terms tailored to suit your credit and budget needs

Home Equity Lines of Credit (HELOC)

• Flexible access to your home’s equity whenever you need it

• Perfect for both planned projects and unexpected expenses

• Revolving credit line – borrow, repay, and borrow again with ease

• Transparent monthly statements showing your transactions and available credit

• Competitive variable interest rates, adjusted monthly in line with the Wall Street Journal Prime Rate

• Affordable monthly repayments of principal and interest

Important Information

• Ask us about the current Annual Percentage Rate (APR) and any fees that may apply.

• Loans above £500,000 require the purchase of title insurance.

With Alpha Guaranty Trust Bank, your home doesn’t just shelter you – it empowers you.