Business Financing Solutions

At Alpha Guaranty Trust Bank, we understand that every business faces unique challenges and opportunities. That’s why we provide a full suite of financing solutions designed to give you flexibility, stability, and the resources you need to grow.

Business Line of Credit

Stay ahead of your cash flow needs with our flexible line of credit. Whether you’re purchasing inventory, covering accounts receivables, or managing seasonal expenses, our revolving credit facility gives you quick access to funds whenever you need them. Pay down and reuse as your business expands — putting financial freedom at your fingertips.

Business Loans

Fuel your growth with tailored loan options. From acquiring equipment and machinery to consolidating debt, we provide structured financing with fixed monthly payments. Loan amounts start from £50,000, giving you the capital to scale with confidence.

Commercial Mortgages

Looking to expand your operations or invest in new property? Our commercial mortgages are designed to help businesses refinance, acquire, or build new facilities. We’ll guide you with financing solutions that support your long-term vision.

SBA Loans (Small Business Administration)

As part of the SBA Preferred Lender Program, we offer government-backed loan options that provide accessible financing for businesses that may not qualify for traditional loans. From term loans to credit lines, SBA financing helps you secure the capital needed to take your business further.

Business Construction Loans

Building a new facility, adding another location, or renovating an existing space? Our business construction loans are built with your project in mind. With expertise in owner-occupied and expansion projects, we make sure your plans become reality.

Commercial Development Loans

Finance income-producing properties such as offices, retail centers, warehouses, apartments, or condominiums. Our competitively priced development loans help you bring large-scale projects to life.

Residential Construction Loans

For developers, we also offer financing for speculative or pre-sold residential projects (1–4 family homes). Our relationship managers ensure your project gets the personalized support it deserves.

Overdraft Protection

Protect your business from unnecessary fees while ensuring funds are available when you need them most. Our overdraft protection service gives you peace of mind, helping you focus on growth instead of shortfalls.